scheme - A large-scale systematic plan or arrangement for attaining some particular object or putting a particular idea into effect, often through deceptive means
It's better to be honest and work hard, and not spend too much time devising or falling for schemes that are tempting shortcuts to making money.
trauma - A deeply distressing or disturbing experience, especially one with lasting emotional impact; a psychological or emotional wound, often resulting from an intense or life-threatening event.

Childhood trauma can have long-lasting effects on a person’s mental health